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    Social Security Administration
    Government

    Social Security Administration

    United States flagUnited States
    Founded 1935-08-14 Woodlawn, Maryland CEO: Frank Bisignano
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    About

    The Social Security Administration (SSA) is an independent agency of the U.S. federal government that runs the country's largest social insurance program. It manages retirement, disability, and survivor benefits for millions of Americans, funded through payroll taxes. The agency was born out of the Social Security Act of 1935, signed by President Franklin D. Roosevelt during the Great Depression. Initially called the Social Security Board, it took its current name in 1946. Today, the SSA is led by Commissioner Frank Bisignano, who oversees a sprawling operation that touches nearly every American family.

    With about 60,000 employees, the SSA operates 1,200 field offices, 10 regional offices, eight processing centers, and 37 teleservice centers. Its headquarters sits in Woodlawn, Maryland, just west of Baltimore. The agency's reach is staggering: in fiscal year 2022, it paid out $1.2 trillion in Social Security benefits to 66 million people, plus another $61 billion in Supplemental Security Income (SSI) to 7.5 million low-income individuals. Field offices, which served 43 million people in 2019, closed for two years during the COVID-19 pandemic and reopened on April 7, 2022.

    The SSA is more than a bureaucratic machine; it's a lifeline. Most workers pay Social Security taxes on their earnings, and their benefits are tied to their contribution history. Need-based programs like SSI provide a safety net for those who haven't paid in enough. The agency's employees, represented at headquarters by the American Federation of Government Employees Local 1923, work to keep this massive system running smoothly.

    Products & Sub-brands

    Old-Age, Survivors, and Disability Insurance (OASDI)Supplemental Security Income (SSI)Medicare enrollment and administrationSocial Security Numbers and cardsmy Social Security online portalStatistical publications and research

    Frequently Asked Questions

    When should I claim Social Security benefits?
    The earliest you can claim retirement benefits is age 62, but claiming before your full retirement age (66 to 67, depending on birth year) permanently reduces your monthly benefit. Waiting until age 70 maximizes your benefit through delayed retirement credits.
    How is my Social Security benefit amount calculated?
    Your benefit is based on your highest 35 years of earnings, adjusted for wage inflation, and calculated using a progressive formula that replaces a higher percentage of income for lower earners. Working more than 35 years can replace lower-earning years and increase your benefit.
    Can I work and collect Social Security at the same time?
    Yes, but if you're under full retirement age, your benefits may be temporarily reduced if your earnings exceed certain annual limits. Once you reach full retirement age, you can work without any reduction in benefits, and your benefit may be recalculated to account for those additional earnings.
    How do I apply for Social Security disability benefits (SSDI)?
    You can apply online at ssa.gov, by phone, or in person at your local field office. You'll need to provide medical records, work history, and other documentation. Claims can take several months to process, and denials can be appealed through a multi-step process.
    What is the difference between Social Security and SSI?
    Social Security (OASDI) is an earned benefit based on your work history and payroll tax contributions, while Supplemental Security Income (SSI) is a need-based program funded by general tax revenues for low-income individuals who are aged, blind, or disabled. You can qualify for both programs simultaneously if you meet the respective requirements.

    Keywords

    Social Securityretirement benefitsdisability insuranceSSIMedicareSocial Security numberpayroll taxfederal agency

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    Company Info

    Founded
    1935-08-14
    Founder
    Franklin Delano Roosevelt
    CEO
    Frank Bisignano
    Headquarters
    Woodlawn, Maryland
    Industry
    Government
    Employees
    60000
    Current Commissioner
    Frank Bisignano
    Monthly benefits paid (April 2026)
    $137.4 billion
    Beneficiaries served (April 2026)
    Over 71 million

    Official Website

    www.ssa.gov

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