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    Capital One
    financial services

    Capital One

    United States flagUnited States

    "What's in your wallet?"

    Founded 1994-07-21 McLean CEO: Richard Fairbank
    Community

    About

    Capital One Financial Corporation, a bank holding company headquartered in Tysons, Virginia, operates across the United States, Canada, and the United Kingdom. It ranks among America's largest banks, holds the top spot for credit card issuance, and is a major player in car financing. The company also owns the Discover Card, Diners Club, and Pulse payment networks. Its business splits into three segments: credit cards, consumer banking, and commercial banking. With roughly 750 bank branches, including over 60 café-style locations, and 7,000 ATMs nationwide, Capital One maintains a substantial physical footprint. The corporate headquarters sit in the Capital One Tower in Tysons, while European operations are based in Trent House, Nottingham.

    Ranked 82nd on the Fortune 500, Capital One helped pioneer the mass marketing of credit cards during the 1990s. The company's innovative approach to direct mail and data-driven targeting transformed how credit cards were sold, making them widely accessible to consumers. Today, Capital One continues to emphasize technology and customer experience, blending traditional banking with modern, digital-first services.

    Products & Sub-brands

    Credit cards (Quicksilver, Savor, Venture, Venture X, Platinum)Consumer banking (360 Checking, 360 Performance Savings)Auto loans (Capital One Auto Finance)Home loansCommercial bankingCapital One Shopping browser extension

    Frequently Asked Questions

    Who owns Capital One?
    Capital One is a publicly traded company (NYSE: COF). Its largest institutional shareholders include The Vanguard Group, BlackRock, and State Street. Founder and CEO Richard Fairbank is the largest individual shareholder.
    Who is the CEO of Capital One?
    Richard Fairbank has been the CEO of Capital One since its founding in 1994. He also serves as Chairman of the Board.
    How much is Capital One worth?
    As of early 2025, Capital One's market capitalization is approximately $60-65 billion. The company reported total revenue of $45.4 billion for fiscal year 2024.
    Capital One vs. Chase: Which is better?
    Capital One typically offers better rewards on no-annual-fee cards like Quicksilver and Savor, with a simpler structure and no foreign transaction fees. Chase offers a more robust travel ecosystem through Chase Ultimate Rewards and premium cards like the Sapphire Reserve. The choice depends on whether you prioritize cash back or travel perks.
    Is Capital One still in business?
    Yes, Capital One is very much in business. It is one of the largest U.S. banks and the largest credit card issuer by loan volume. The company is currently in the process of acquiring Discover Financial Services.

    Keywords

    credit cardbankingfinancial servicesrewardsauto financeDiscover acquisition

    Company Info

    Founded
    1994-07-21
    Founder
    Richard Fairbank
    CEO
    Richard Fairbank
    Headquarters
    McLean
    Industry
    financial services
    Revenue
    45400000000
    Employees
    55300
    Number of Employees
    55,300
    Revenue (2024)
    $45.4 billion
    Market Cap (2025)
    $60-65 billion

    Official Website

    www.capitalone.com/

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