Saving for a mortgage down payment has become the biggest barrier to independence for many young people, so the Council of Ministers is stepping in. Pedro Sánchez unveiled a state-backed financing line totaling 10,000 million euros managed by the ICO before Spain's general elections. The program offers interest-free credits up to 50,000 euros specifically designed for first-home purchases. It targets an intergenerational audience, covering both young adults and older families aiming to overcome this obstacle.